Capital Performance Overview
Institutional-grade portfolio visibility for strategic investment partners. All figures are illustrative projections based on the seed capital model.
Net Portfolio Yield
Trailing 6 months
Capital Deployed
N$ 640,000
64% utilisation rate
Active Loan Book
N$ 585,400
Net performing book
Collection Rate
91.8%
Within target range
Default Reserve
N$ 64,000
10% reserve ratio
Capital Deployment Trend
Jan – Jun 2026 · Illustrative
Portfolio Exposure
By product category
N$ 245,900 allocated
N$ 204,900 allocated
N$ 87,800 allocated
N$ 46,800 allocated
Seed Capital Model
N$ 1,000,000
Total capital structure
Pending Applications
47
Active pipeline
Arrears Ratio
6.4%
Within model parameters
Strategic Roadmap
Phase 1
Digital Expansion
Consolidating market presence in Windhoek and Erongo regions through enhanced digital distribution and mobile-first onboarding.
Phase 2
Product Diversification
Launching asset-backed SME financing and structured short-term credit products across additional Namibian centres in Q4 2026.
Phase 3
Institutional Scale
Strategic regional expansion into SADC markets alongside institutional banking and development finance partnerships.
Investor Confidence Pillars
Capital Discipline
Staged deployment with predefined concentration limits and risk thresholds per product category.
Risk-Led Lending
Every credit decision is automated and scored — no manual overrides without dual authorisation.
Operational Visibility
Real-time dashboards, arrears tracking, and collection reporting for authorised stakeholders.
Compliance-First
Built to align with applicable Namibian financial services regulations and responsible lending standards.
Regulatory & Compliance Position
Savia Finance is designed as a responsible digital credit platform, subject to applicable regulatory approvals and compliance requirements. All data presented in this dashboard is illustrative and based on a seed capital projection model. Past performance is not indicative of future results. This material is prepared for strategic investment discussion purposes only and does not constitute a public offer.